Advice from a competent insurance broker should be obtained as to the appropriate level of insurance and types of insurance policy necessary. Policies which may be appropriate include:

  • general or public liability insurance
  • product liability insurance
  • Workers Compensation or WorkCover insurance
  • sickness and accident insurance
  • non-cancellable disability insurance
  • health insurance
  • insurance for volunteer workers
  • ambulance cover
  • Medicare.

New South Wales is the first and to date the only state in Australia to provide no fault compensation for victims of certain sporting injuries, in the Sporting Injuries Insurance Act 1978.